What Does It Cost to Sell a House in Florida?

Real estate commission in Florida has always been negotiable between the seller and their listing agent. The August 2024 NAR settlement made this even more explicit: sellers discuss and agree on compensation directly with their agent. What you pay should reflect the full scope of services provided — pricing strategy, professional photography, MLS listing with syndication, marketing, showing coordination, offer negotiation, inspection and appraisal management, and transaction coordination through closing. Dash discloses her fee structure upfront and explains exactly what it includes.

The title company or attorney handles the closing, and their fees typically include a title search, lien search, closing coordination, and document preparation. In many Florida counties, the seller also pays for the owner's title insurance policy, which protects the buyer against title defects. In other counties, the buyer pays. Your local title company or agent can confirm the custom in your specific county.

Florida charges a documentary stamp tax on the deed at closing. The rate is set by the state and applies to the sale price of the property. This is a non-negotiable state tax paid at closing, and it is typically the seller's responsibility unless otherwise negotiated in the contract.

Property taxes, HOA dues, and any community fees are prorated to the closing date. If you've prepaid taxes for the year, you may receive a credit from the buyer. If you're behind, you'll owe your share through closing. HOA dues work the same way — the title company calculates the exact proration so both parties pay only for the period they owned the home.

After the buyer's inspection, they may request repairs or a credit toward repairs. You are not obligated to agree to everything, but refusing all reasonable requests can cost you the buyer. Your agent negotiates which items are fair and helps you decide whether to complete the work, offer a credit, or stand firm. Dash negotiates every inspection request personally on her listings.

The only accurate way to estimate your walk-away proceeds is a written net sheet. It starts with your expected sale price and subtracts each line item — commission, title fees, documentary stamp tax, prorations, and any negotiated repairs or concessions — to produce your estimated net proceeds. Dash provides a detailed net sheet with every CMA and listing consultation, so Treasure Coast sellers know their numbers before they commit to anything.